A policy that combines property, liability and business interruption coverages for small- to medium-sized businesses. Often referred to as targeted toward "Main Street USA" businesses, this product is designed to provide the small business owner the coverage they need at the best possible price.

Currently, Brooks has 9 BOP carriers. This allows us to reach a broad marketplace and get the best kind of coverage for a particular risk as well as the best price.

Insurance that pays for medical care and physical rehabilitation of injured workers and helps to replace lost wages while they are unable to work. State laws, which vary significantly, govern the amount of benefits paid and other compensation provisions.

Brooks has WC specialists on hand to assist you in the navigation of these tricky policies. Currently, we work with 4 mono-linc WC carriers in addition to several Package and BOP carriers, to find the best fit for your client's operation.

Any properties within 5 miles of a large body of water may be considered "coastal". This designation often pushes an item out of standard markets.

At Brooks, we have both Standard and Excess and Surplus markets that entertain Coastal risks. In addition, we can write the Flood and Wind in house.

A broad commercial policy that covers all liability exposures of a business that are not specifically excluded. Coverage often includes product liability, completed operations, premises and operations, and independent contractors.

Your options for GL coverage with Brooks are as broad as GL coverage itself. We currently work with 25 carriers that entertain monoline GL or Package coverage. Part of our strength lies in our extensive knowledge of each of these markets so you don't have to shop, we will.

The greatest need for a contractor today is in the most broad GL coverage he can find for the best price. We can entertain contracting risks that are single person artisan contractors all the way up to large General Contractors, project policies and homebuilders.

Again, it is our broad and deep knowledge of this class of business that allows us to provide your client with the best coverage for the best price. The choices are many in this class of business, but all carriers don't fit well with all types of contractors. Knowing the policy forms is the key to placing your business correctly.

Whether you need to place a fleet of Tractors or a couple of private passenger vehicles for a real estate broker, we can help you.

At this time, we write auto through our BOP markets and on a monline basis. Comp and Collision are available and we have the ability to write excess layers and buffer layers.